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Why Travel Insurance Matters More Than You Might Think

When planning a holiday, most of us look forward to the rest, relaxation and new experiences. What’s often overlooked is just how expensive things can become if something goes wrong, particularly when it comes to medical treatment abroad.

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Recent travel insurance claims data shows that medical emergencies are by far the costliest type of claim, outweighing everything from lost luggage to cancelled trips. On average, a medical claim costs around £1,600 for travellers under 65, rising sharply to over £4,000 for those aged 66 and over.

Healthcare costs can also vary dramatically depending on where you’re travelling. Treatment in countries such as the USA and Canada regularly results in claims of £6,000–£9,000, while even popular European destinations like Spain can see average medical claims exceeding £3,000. These figures highlight just how quickly costs can escalate if you need treatment overseas.

It’s not only medical emergencies that can be expensive. Cancelled or curtailed holidays often result in claims averaging £850 to £1,200, particularly when illness or unforeseen circumstances mean plans have to change at short notice.

This is why having the right travel insurance in place before you travel is so important. It ensures you’re protected against the unexpected and can enjoy your trip with confidence, wherever you choose to go. At CSIS, we work with a panel of trusted insurers through our provider, Aneevo, giving us the flexibility to find cover that suits a wide range of needs. We also offer bespoke travel insurance schemes for a number of our affinity groups, ensuring members can access cover designed specifically with them in mind.

If you’re making travel plans, whether near or far, we’d encourage you to get in touch before you book and leave it with us to find the right cover for you. With access to a panel of providers via Aneevo, and with additional specialist affinity travel schemes available, we’re here to make sure you can travel with confidence, knowing you’re properly protected.

Why not give us a call today to see what we can do on 01622 766960 (option 4) or for our panel of providers, you can visit us online.
 

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Civil Service Insurance Society, 1st Floor Gail House, Lower Stone Street, Maidstone, Kent, ME15 6NB Company Reg. No. 34117. CSIS is authorised and regulated by the Financial Conduct Authority, regulation number 304151. All information on this site is intended for permanent residents of the UK and Northern Ireland only. CSIS is a ‘Not for Profit’ organisation.