The Rising Cost of Medical Treatment Abroad
Most travellers don’t realise just how expensive overseas medical treatment can be, but the costs can escalate quickly. Something as simple as stitches in Spain can cost around £500, while emergency treatment for a heart attack in the USA can exceed £200,000.
It’s not just the major emergencies. Last year alone, UK travellers made 172,000 medical claims, with insurers paying out a total of £375 million in overseas medical bills. Everyday issues like food poisoning, ear infections, slips, trips and falls can all lead to unexpected four‑figure costs when you’re far from home.
GHIC/EHIC: Helpful — but limited
Your GHIC or EHIC can reduce costs at state hospitals within the EU, but it won’t cover:
- private hospital treatment
- emergency repatriation to the UK
- cruise‑specific medical care
- mountain rescue or winter‑sports‑related incidents
- lost baggage or personal belongings
- cancelled trips or missed departures
That’s why having the right travel insurance isn’t just a nice‑to‑have, it’s essential.
Don’t Risk Travelling Uninsured
Falling ill abroad is stressful enough without worrying about how you’ll cover the bill. With comprehensive travel insurance, you have the reassurance that if the unexpected happens, you’re protected, financially and practically.
Need Help Finding the Right Cover?
We work with a panel of trusted travel insurance providers, and we also offer dedicated schemes for some of our affinity groups. That means we can help you find a policy that fits:
- your destination
- your activities
- your medical needs
- your budget
Whether it’s a one‑off trip or an annual policy, we’re here to help make sure you’re fully covered before you go.
Get in touch with us before you travel, and we’ll help you secure the right protection for your next adventure.
01622 766960
Our phone lines are open Monday - Friday 9am - 4pm
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Civil Service Insurance Society, 1st Floor Gail House, Lower Stone Street, Maidstone, Kent, ME15 6NB Company Reg. No. 34117. CSIS is authorised and regulated by the Financial Conduct Authority, regulation number 304151. All information on this site is intended for permanent residents of the UK and Northern Ireland only. CSIS is a ‘Not for Profit’ organisation.