Welcome to all CSPA Members

You must be medically fit to travel at the time of taking out this insurance, booking your trip, paying any further balance or instalments towards the final cost of the trip, up to the date of departure of the trip in order to be eligible for cover under this insurance. This means any and all existing medical conditions you have must be stable and controlled by any treatment you are receiving and/or medication you have been prescribed, and there must be no known likelihood of any medical tests, investigations or major variation of treatment or medication for the condition(s) at the time of taking out this insurance, when booking your trip, when paying any further balance or instalments towards the final cost of the trip up to the date of departure.  You cannot be awaiting surgery for any diagnosed medical condition, and/or exhibiting symptoms of an existing medical condition which could mean that your trip could be cancelled or cut short.  Cover is not suitable if you have been given a terminal prognosis, which is a life expectancy of below one year at the start date of the journey.

You will not be eligible for this policy if any insured member suffers from a chronic breathing condition which is any of the following:

• - Severe Allergic Asthma, Asthma with fixed airflow obstruction, Night-time (Nocturnal) Asthma
• - Obstructive Sleep Apnoea
• - Chronic Obstructive Pulmonary Disease (COPD)
• - Chronic Bronchitis
• - Cystic Fibrosis/Bronchiectasis
• - Emphysema
• - Lung Cancer
• - Lung Hernia
• - Pleural Effusion
• - Pneumonia

Europe is defined as:

Albania, Andorra, Austria, the Azores, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Corsica, Croatia, Cyprus, Czech Republic, Denmark (inc. Faroe Islands), Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Romania, Russia (west of Urals), San Marino, Sicily, Slovak Republic, Slovenia, Spain (inc. Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey.

All other countries are Worldwide.

This is an annual travel insurance membership scheme and has a common renewal date of 01st July. The scheme is competitively priced and is not intended to cover one off individual trips. Once you have joined the scheme you will be invited to automatically renew your policy on an annual basis at the full cost so that you can travel in the knowledge that you have cover in place for your trips throughout the year.

We are now offering pro-rate premiums to make the pricing fairer for those customers joining the scheme later in the year as they will not be benefiting from a full year of cover. Once joined, members cannot cancel and rejoin the scheme in the same year.