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Travel Insurance

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European Countries

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PLEASE NOTE, THE DEFINITIONS OF EUROPEAN COUNTRIES DIFFER FOR 2018 vs 2019 POLICIES.

For the purposes of Single Trip policies purchased in 2018, and Annual Travel policies with a start date in 2018, the countries listed below qualify for the "EUROPE" cover:

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ALBANIA GIBRALTAR PORTUGAL
ANDORRA GREECE REPUBLIC OF IRELAND
AUSTRIA GREEK ISLANDS ROMANIA
BALEARIC ISLANDS HUNGARY RUSSIA (European)
BELARUS ICELAND SAN MARINO
BELGIUM ITALY SERBIA
BOSNIA HERZEGOVINA LATVIA SLOVENIA
BULGARIA LIECHTENSTEIN SPAIN
CANARY ISLANDS LITHUANIA SWEDEN
CRETE LUXEMBOURG SWITZERLAND
CROATIA MACEDONIA TURKEY
CYPRUS MADEIRA UKRAINE
CZECH REPUBLIC MALTA VATICAN
DENMARK MOLDOVA
EIRE MONACO
ESTONIA MOROCCO
FINLAND NETHERLANDS
FRANCE NORWAY
GERMANY POLAND


The Channel Islands and The Isle of Man are also treated as Europe and will only be covered under a European or Worldwide Policy.

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For the purposes of our Single Trip policies purchased in 2019 and Annual Travel policies with a start date in 2019, the countries listed below qualify for the "EUROPE" cover:

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ALBANIA GIBRALTAR POLAND
ANDORRA GREECE PORTUGAL
ARMENIA GREEK ISLANDS REPUBLIC OF IRELAND
AUSTRIA HUNGARY ROMANIA
AZABAIJAN ICELAND RUSSIA (EUROPEAN)
BELARUS ISLE OF MAN SAN MARINO
BELGIUM ITALY SERBIA / MONTENEGRO
BOSNIA HERZEGOVINA KOSOVO SLOVAKIA
BULGARIA LATVIA SLOVENIA
CHANNEL ISLANDS LIECHTENSTEIN SPAIN including the BALEARIC
CROATIA LITHUANIA & CANARY ISLANDS
CYPRUS LUXEMBORG SWEDEN
CZECH REPUBLIC MACEDONIA SWITZERLAND
DENMARK MADEIRA TUNISIA
ESTONIA MALTA TURKEY
FAROE ISLANDS MOLDOVA UKRAINE
FINLAND MONACO VATICAN CITY
FRANCE MOROCCO
GEORGIA NETHERLANDS
GERMANY NORWAY