Health care is not free in many parts of the world and costs have steadily increased since the pandemic. If you need to access medical care, especially in an emergency, without insurance, things may be very expensive.
The key reasons that people take out travel insurance are:
Do you still need travel insurance if you have a European Health Insurance Card
The EHIC is valid within the European Economic Area (EEA) – European Union (EU) countries plus Iceland, Norway, Switzerland, and Liechtenstein – and grants you either free or reduced-cost state-provided medical treatment in these countries. However, it doesn’t apply to private hospital care or treatment, and it does not cover repatriation costs to get you home again, so medical travel insurance is still required for these events.
Travel Insurance cost vs the price of being uninsured
We would like to share with you some case studies from our provider Aneevo to give you a sample of some of the claims that were handled last year.
Medical Disclosure
It is so important that you disclose all the relevant information that the insurer requires. By not doing so, you could be refused cover, and all costs associated with that claim may fall on you. If we ask a question, this is relevant to that particular insurer, and will be factored into the rating of cover.
Arranging Cover
We are always on hand to help you through the process or arranging your travel insurance. We have trained staff on hand, who also have access to a medical screening team for anything a little tricky. Although travel insurance may not be the most exciting thing on your holiday kit list, it should be an important part of your holiday preparation.
Give our friendly team a call for a quote today on 01622 766960 or get a quote and buy online.
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Read MoreWe work with a range of insurers to provide you cover that's right for you.
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Cover options include Medical Assistance, Repatriation and Cancellation. This is paired with our great customer service here whenever you might need us.
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Civil Service Insurance Society, 1st Floor Gail House, Lower Stone Street, Maidstone, Kent, ME15 6NB Company Reg. No. 34117. CSIS is authorised and regulated by the Financial Conduct Authority, regulation number 304151. All information on this site is intended for permanent residents of the UK and Northern Ireland only. CSIS is a ‘Not for Profit’ organisation.