Back To Top

GAP car insurance

In association with Sparta, we are happy to offer great value GAP insurance. This cover is designed to pay the difference between the amount paid for the insured vehicle and the amount the motor insurer will pay if they have declared the vehicle a total loss.


Sparta, bringing innovation, value and trust back to the world of insurance.

Sparta was founded in January 2017 specialising is the sourcing and distribution of insurance ancillary products serving the UK Insurance intermediary and broking sectors.


GAP car insurance.

Check out some of the key features and benefits of GAP insurance cover...


RTI/Finance & Agreed Value Gap PLUS  Hire Vehicle

This cover responds in the event that the insured vehicle is stolen and unrecovered or involved in an insured incident whereby the vehicle is deemed uneconomical to repair.

This insurance is designed to pay the difference between the amount paid for the insured vehicle and the amount the motor insurer will pay if they have declared the vehicle a total loss.

The policy will also provide an extra benefit in the form of a hire vehicle similar to insured for a period up to 28 days. (This benefit only provided to car and light commercial van customers).

Features of cover:

(for cars, bikes, vans up to 35cwt & motorhomes up to 190 days after purchase)

  • 24, 36, 48 & 60 month policies
  • No restriction on age or mileage
  • Vehicles £7,500 to £150,000 value
  • Claim benefits* (*subject to policy chosen) between £5,000 & £50,000
  • Includes up to £250 motor excess
  • If a Total Loss we pay the difference between the Insured Value and either the purchase price or the amount of the Early Settlement Finance Figure, whichever is the greater.

Exclusions include but are not limited to:

  • Taxis, driving school vehicles, chauffeur or courier vehicles
  • Kit cars, invalid carriages, commercial vehicles in excess of 3,500kg gross vehicle weight
  • American, Australian or Canadian vehicles not built for the UK market

Please see product documentation for full list of exclusions.

Product details above are correct as of 01/05/2023. Please call us for full details and to get a quote.


Call us for a quote today on 01622 766960


Sparta Insurance Services Limited is an appointment representative of Novitas Underwriting Agency Limited which is regulated by the Financial Conduct Authority (307931)

Offering you even more.

As well as car, home and travel insurance, CSIS are pleased to offer you access to a wide range of other products...


Let/2nd Property Insurance

Peace of mind insurance cover for a variety of assets such as let properties, unoccupied properties and UK holiday homes.

Find out More
Caravan Insurance

In association with Coast, CSIS are happy to introduce great value insurance for Touring Caravans, Motorhomes, Statics & Trailer Tents.

Find out More
Life Insurance

In association with Zurich, CSIS are pleased to introduce great value Life insurance cover - Affordable life cover to protect you and your family.

Find out More
Young Driver Insurance

In association with Marmalade, CSIS are happy to be able to introduce great value car insurance products specifically for young drivers.

Find out More
GAP Car Insurance

In association with Sparta, CSIS are pleased to be able to offer you great value GAP car insurance cover. Call us for a competitive quote today!

Find out More
Short Term Car Insurance

In association with Sparta, CSIS can introduce competitive short term car insurance cover. Insure an additional driver, get insured short term.

Find out More
Pet Insurance

In association with ManyPets, CSIS are happy to introduce great value Pet Insurance with £15,000 of vet fee cover with their Complete policy.

Find out More

Why choose CSIS?

Our customer service, and treating customers fairly is at the heart of what we do. Rated 'Excellent' for our service on Trustpilot. We are always happy to speak to you on the phone, and our policies include the following as standard:

  • Competitive premiums
  • Friendly, knowledgeable staff
  • Helpful phone service
  • A range of cover & options
  • Monthly & annual premium options
  • Immediate cover available




A reputation you can trust.

Don’t believe us? Just read through some of the many reviews we have from our happy customers.


Call our friendly sales team today on

01622 766960 

or email us at insurance(at)

Office Hours:
  • 8:30am - 5:30pm Mon-Fri
  • 9:00am - 1:00pm Sat



Civil Service Insurance Society, 1st Floor Gail House, Lower Stone Street, Maidstone, Kent, ME15 6NB Company Reg. No. 34117. CSIS is authorised and regulated by the Financial Conduct Authority, regulation number 304151. All information on this site is intended for permanent residents of the UK and Northern Ireland only. CSIS is a ‘Not for Profit’ organisation.