You must be medically fit to travel at the time of taking out this insurance, booking your trip, paying any further balance or instalments towards the final cost of the trip, up to the date of departure of the trip in order to be eligible for cover under this insurance. This means any and all existing medical conditions you have must be stable and controlled by any treatment you are receiving and/or medication you have been prescribed, and there must be no known likelihood of any medical tests, investigations or major variation of treatment or medication for the condition(s) at the time of taking out this insurance, when booking your trip, when paying any further balance or instalments towards the final cost of the trip up to the date of departure. You cannot be awaiting surgery for any diagnosed condition, and/or exhibiting symptoms of an existing medical condition which could mean that your trip could be cancelled or cut short. Cover is not suitable if you have been given a terminal prognosis, which is a life expectancy of below one year at the start date of the journey.
You will not be eligible for this policy if any insured member suffers from a chronic breathing condition. A chronic breathing condition is any of the following:
- Severe Allergic Asthma, Asthma with fixed airflow obstruction, Night-time (Nocturnal) Asthma
- Obstructive Sleep Apnoea
- Chronic Obstructive Pulmonary Disease (COPD)
- Chronic Bronchitis
- Cystic Fibrosis/Bronchiectasis
- Emphysema
- Lung Cancer
- Lung Hernia
- Pleural Effusion
- Pneumonia
